Peer review DO RISK, BUSINESS CYCLE , AND COMPETITION AFFECT CAPITAL BUFFER? AN EMPIRICAL STUDY ON ISLAMIC BANKING IN ASEAN AND MENA   Maharani, Novita Kusuma Maharani, Novita Kusuma Peer review DO RISK, BUSINESS CYCLE , AND COMPETITION AFFECT CAPITAL BUFFER? AN EMPIRICAL STUDY ON ISLAMIC BANKING IN ASEAN AND MENA. FEB UHAMKA. (Unpublished) Download Disini!